One of the biggest trends of the 21st century has been to maintain the homes we live in and refinish the basement to expand our living space. Much of this has been caused by the state of the economy and the fact that the housing market has stagnated. Homeowners, faced with mortgages that now exceed the appraised value of their […]
Whether you’re an active duty military or veteran interested in buying a home, having trouble meeting your mortgage payments, or interested in refinancing your current mortgage, there are many options available to you. Below are some mortgage programs that serve homebuyers and homeowners in the military. VA Home Loan Program Administered by the US Department of Veterans Affairs (VA), the […]
Before asking when is a good time to remortgage, it’s a good idea to understand why people remortgage. Basically, the reason to remortgage, or switch your mortgage from one company to another, is to save money. Typically, the savings will be in the form of gambling less per month on mortgage payments. If you don’t save money by switching companies, […]
As baby boomers retire, the RV industry has seen a surge in sales. For many people, nothing beats the independence and flexibility of enjoying the open road in a recreational vehicle (RV). There’s certainly a lot to be said for taking your hotel with you wherever you go, and the savings on hotel costs can more than pay for the […]
Choosing a quality painting contractor is just as important a decision as choosing paint, and often more crucial. The highest quality acrylic or oil cannot make up for sloppy corners, poor surface preparation, drips, and overloading. There are so many painting companies with integrity of workmanship and business practices. Here’s how to find one: ask, browse, and check. Do one, […]
Many people have been contacted about the use of life insurance as an investment tool. Do you think life insurance is an asset or a liability? I’m going to talk about life insurance, which I think is one of the best ways to protect your family. Is buying term insurance or permanent insurance the main question people should consider? Many […]
Why would you want to be a bartender? There are quite a few reasons why one might consider becoming a bartender. Money is probably the main reason most people become bartenders – a good bartender in a busy place can work part time and earn a decent income full time. If you like meeting people, this is just another reason […]
The recent influx of foreclosures and distressed properties creates a wonderful opportunity for investors. However, to find great deals on real estate, you can’t have a few on your plate every other day. Instead, use these seven tips to keep deals flooding your desktop: 1. Connect with many agents When properties go into foreclosure, they often end up as real […]
While it’s not always recommended, it’s definitely possible to sell your home on your own—in other words, without a real estate agent. By being organized and following the steps below, you can potentially save 2-3% on real estate agent commissions. At the average home price, this means savings between $3,000 and $4,500! Now, keep in mind: This will mean spending […]
The good old days were refreshing. You can put up a sign in your yard and get quick responses from interested potential buyers, or hire a listing agent and not worry about their commissions eating up your cash. The time has changed. Real estate has become competitive. In some areas, it’s a seller’s market. In others, the buyer takes the […]
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