Can changes be made once insurance has been purchased?
The simple answer is YES. Clients can make changes once they purchase travel insurance. It is common for insurance companies to allow their customers to make the necessary changes after a successful purchase. However, there are cases where some companies become selective about the details that allow modifications.
Often people turn to insurance after buying their travel tickets. But as humans, we make mistakes, and these mistakes need to be corrected immediately. Sometimes alterations are unavoidable, especially when you extend your trip or someone else joins the trip. With that in mind, what are the common modifications we can make to our travel insurance policy?
Personal details
Of course, personal data is the most important information in the travel insurance policy. If you have misspelled your name, want to change your name or want to change your address, then you need to update your insurance details.
If you happen to move to another country, you should contact your insurance company immediately. They need to know your new country of residence so you know if your coverage is still valid or not. The same goes for medical conditions. Your insurance company needs to update your medical information if there are any changes.
travel areas
This is applicable for annual multi trip insurance and single trip insurance (for a single destination). If you have listed specific travel areas on your insurance and decide to add more locations, be sure to notify your insurance company. Helps ensure your safety wherever you are in the world.
But be sure to make any changes before you set out on your trip, as travel insurance applies when you’re already traveling. And you should also take note of the additional charges for changes.
trip extension
Another case is the length of your trip. For example, you have purchased annual multi-trip insurance, but you want to extend the duration of your trip, you can modify your insurance. You have the opportunity to select insurance policies that cover a longer duration. But be careful. You may incur additional charges for the trip extension. Always ask before making the purchase.
Additional personyes
Sometimes some of our family members also want to travel, so we need to think about their safety while they are away from home. Related to that, insurance companies have made it easy for you to add your family members to your travel insurance policy. As long as they live at the same address as you, you can be sure they are included in your insurance coverage.
cover extension
If you’ve taken out single trip insurance, you can extend your trip while you’re still on vacation. The most important thing to do is to contact your insurance provider before your policy expires and the period outside your country of residence does not exceed 18 months. Otherwise, you will have to re-purchase a new travel insurance policy.
No doubt, insurance providers want you to enjoy your travels without worries. So if you have to make any changes to your insurance policies, be sure to contact them right away. They are always available to help you at any time.